{"id":1452,"date":"2024-04-09T21:05:41","date_gmt":"2024-04-09T13:05:41","guid":{"rendered":"https:\/\/applelatest.com\/uncategorized\/1452.html"},"modified":"2024-04-09T21:05:41","modified_gmt":"2024-04-09T13:05:41","slug":"%e4%b8%80%e4%bd%8d%e8%8f%af%e7%88%be%e8%a1%97%e5%88%86%e6%9e%90%e5%b8%ab%e8%aa%8d%e7%88%b2-sofi-%e8%82%a1%e7%a5%a8%e6%9c%89-42-%e7%9a%84%e4%b8%8a%e6%bc%b2%e7%a9%ba%e9%96%93","status":"publish","type":"post","link":"https:\/\/applelatest.com\/en\/stocks\/1452.html","title":{"rendered":"One Wall Street analyst sees 42% upside for SoFi stock"},"content":{"rendered":"
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\"e905d1acc5da5cb18e61701f7ea599d3\"<\/div>\n<\/div>\n<\/div>\n<\/figure>\n

December 2021Citigroup<\/strong>Enlightenment of the recent SPAC IPO and \"social finance\" firmsSoFi Technologies<\/strong> (NASDAQ: SOFI)<\/span>The report. Analyst Ashwin Shirvaikar predicted that SoFi's \"differentiated grouping of consumer and enterprise services\" and \"member-centric approach\" would \"lead to rapid membership growth and and engagement\".<\/p>\n

He's right.<\/p>\n

According toS&P Global<\/strong>Market Intelligence Corporation (S&P Global<\/strong>According to Market Intelligence, SoFi's revenue more than doubled from $977 million to $2.1 billion from 2021 to 2023, breaking a seven-quarter losing streak and turning profitable for the first time in the fourth quarter of last year.<\/p>\n

Since then, Shirvaikar has been recommending the purchase of SoFi stock (except for a period earlier this year). On Monday, Shirvaikar reinstated its coverage of SoFi with a surprising Buy rating! - Again, a BUY rating. He is as bullish as ever on SoFi's stock, predicting that it will reach $11 within a year. This implies upside for 42%.<\/p>\n

Is SoFi stock worth buying?<\/h2>\n

The key to Sylva Ikar's latest buy-in theory is SoFi's decision to issue a $750 million convertible bond with an interest rate of 1.25% ...... and use the funds to buy back $600 million in stock, paying for12.5% <\/em>Preferred dividend. As I have argued many times, this move by SoFi is genius. I estimate that by switching from preferred to debt financing, SoFi will save $65 million in dividend payments annually.<\/p>\n

Shirvaikar\u7add(negative prefix) <\/em>So optimistic, then, that he predicts SoFi will save only $40 million to $60 million a year through the conversion. But even if he's right, the savings would be enough to boost SoFi's last quarter's $48 million profit by 25%, and that's just the beginning of the good news.<\/p>\n

Looking ahead to the next few years, taking into account the impact of interest\/dividend savings, most analysts believe that SoFi will post its first full year of earnings this year - at $0.08 per share - and will likely triple that amount next year ($0.24), and double it again in 2026 ($0.50 per share). At the current price of $7.75 per share, this means that the P\/E ratio of SoFi stock for 2026 is only 15.4.<\/p>\n

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This seems like a very reasonable price for a fast-growing stock like SoFi.<\/p>\n

Should you invest $1,000 in SoFi Technologies now?<\/h2>\n

Consider this before buying shares of SoFi Technologies, Inc:<\/p>\n

Motley Fool Stock Advisor<\/em>A team of analysts has just named what they think is the best name for investors to buy right now.10<\/strong>SoFi Technologies is not one of the 10 stocks listed on ....... The 10 stocks that made the list could generate huge returns in the coming years.<\/p>\n

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View these 10 stocks<\/strong><\/p>\n

*Stock Advisor's Circular as of April 8, 2024<\/span><\/em><\/em><\/p>\n

Citigroup is an advertising partner of The Ascent, a Motley Fool company. Rich Smith has no position in any of the above stocks.The Motley Fool holds a recommendation for S&P Global.The Motley Fool has a disclosure policy.<\/em><\/p>\n

A Wall Street Analyst Says SoFi Stock Has 42% Upside was originally published by The Motley Fool.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Profits are skyrocketing for SoFi stock, and the $11 price target may be conservative.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[55],"tags":[1143],"blocksy_meta":"","yoast_head":"\n\u4e00\u4f4d\u83ef\u723e\u8857\u5206\u6790\u5e2b\u8a8d\u7232 SoFi \u80a1\u7968\u6709 42% \u7684\u4e0a\u6f32\u7a7a\u9593 - Apple Latest<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/applelatest.com\/en\/stocks\/1452.html\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u4e00\u4f4d\u83ef\u723e\u8857\u5206\u6790\u5e2b\u8a8d\u7232 SoFi \u80a1\u7968\u6709 42% \u7684\u4e0a\u6f32\u7a7a\u9593\" \/>\n<meta property=\"og:description\" content=\"SoFi \u80a1\u7968\u7684\u5229\u6f64\u6b63\u5728\u98db\u901f\u589e\u9577\uff0c11 \u7f8e\u5143\u7684\u76ee\u6a19\u50f9\u53ef\u80fd\u6bd4\u8f03\u4fdd\u5b88\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/applelatest.com\/en\/stocks\/1452.html\/\" \/>\n<meta property=\"og:site_name\" content=\"Apple Latest\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-09T13:05:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/s.yimg.com\/ny\/api\/res\/1.2\/IZySUpx0F4XQWYtNl8NQFQ--\/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTU3Ng--\/https:\/\/media.zenfs.com\/en\/motleyfool.com\/e905d1acc5da5cb18e61701f7ea599d3\" \/>\n<meta name=\"author\" content=\"applelatest\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"applelatest\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/applelatest.com\/uncategorized\/1452.html#article\",\"isPartOf\":{\"@id\":\"https:\/\/applelatest.com\/uncategorized\/1452.html\"},\"author\":{\"name\":\"applelatest\",\"@id\":\"https:\/\/applelatest.com\/#\/schema\/person\/ed60be871043e449bf7d8e44ac3499a7\"},\"headline\":\"\u4e00\u4f4d\u83ef\u723e\u8857\u5206\u6790\u5e2b\u8a8d\u7232 SoFi \u80a1\u7968\u6709 42% \u7684\u4e0a\u6f32\u7a7a\u9593\",\"datePublished\":\"2024-04-09T13:05:41+00:00\",\"dateModified\":\"2024-04-09T13:05:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/applelatest.com\/uncategorized\/1452.html\"},\"wordCount\":60,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/applelatest.com\/#organization\"},\"keywords\":[\"Ashwin Shirvaikar\"],\"articleSection\":[\"stocks\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/applelatest.com\/uncategorized\/1452.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/applelatest.com\/uncategorized\/1452.html\",\"url\":\"https:\/\/applelatest.com\/uncategorized\/1452.html\",\"name\":\"\u4e00\u4f4d\u83ef\u723e\u8857\u5206\u6790\u5e2b\u8a8d\u7232 SoFi \u80a1\u7968\u6709 42% \u7684\u4e0a\u6f32\u7a7a\u9593 - 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